Author: Dwight Cox

Is Your Mortgage Underwater? Options in North Carolina

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A mortgage is underwater when the loan balance is higher than the home’s current market value. That can make moving, handling a payment change, or selling after a life event feel difficult—but you still have options. The right next step depends on your payoff amount, home value, loan type, payment status, and timeline. Start by … Continued

How to Sell a House With No Equity in North Carolina

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Selling a house with no equity means the expected sale proceeds may be close to—or less than—the mortgage payoff and selling costs. Before choosing a path, request a current payoff statement, estimate the property’s realistic value, and list liens, taxes, repairs, commissions, and other closing costs. If the numbers show a shortfall, the mortgage servicer … Continued

Why Won’t My House Sell in North Carolina?

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If your North Carolina house is not selling, the problem is usually not mysterious. Buyer feedback, online engagement, showing activity, and the numbers can help identify what needs to change. Review the points below before spending more money on repairs or reducing the price. Why Won’t My House Sell in North Carolina? 1. The price … Continued

I Inherited a House in North Carolina: Rent or Sell?

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Inheriting a house can bring grief, paperwork, and a major financial decision at the same time. If you inherited a North Carolina property, you may be deciding whether to keep it, rent it, list it, or sell it as-is. Start by confirming the estate’s authority to act and gathering the property’s financial details before choosing … Continued

Foreclosure Notice of Default in North Carolina: What to Do

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Receiving a foreclosure notice or notice of default in North Carolina can be stressful. The notice is a serious signal that the lender or loan servicer believes the loan is in default or that a foreclosure process may be moving forward. The exact meaning, response options, and deadlines depend on the notice, loan documents, and … Continued

Help, I’m Behind in My Mortgage Payments in – NCSoldEasy

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When you fall behind on your mortgage payments on your home, it can feel like you’re drowning in debt. Even if you’re able to make your monthly payment, catching up on a past due balance can be an overwhelming challenge. There are a few options that can help you to avoid foreclosure in and maybe even … Continued

The State of the Market for Buyers in North Carolina

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Is it still a buyer’s market today in ? As experts in the real estate market, we get asked this question a lot. The answer isn’t as simple as yes or no. The State of the Market for Buyers in North Carolina First off, it really depends on the property type and location. Single-family homes … Continued

Pros and Cons of Rent to Own Housing In

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Home Ownership Trends Are Shifting… Keep Reading To Find Out How They Might Make Owning A Home In Even Easier… Credit-score-based mortgages… they were once the primary way of buying a house… but these traditional methods of purchasing a home are becoming less common than in decades past. The American Dream is shifting and the concept … Continued

How to Find a Good Real Estate Agent in

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Hiring a real estate agent in can be frustrating. So what are the steps on how to find a good real estate agent in ? Many local large real estate brokers will spend thousands of dollars each month to ensure that their agents are the most visible, whether it be online, in the Yellow Pages, or … Continued

The Costs of Rent to Own Housing – For the North Carolina Area

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Owning a home — it’s part of the American Dream! Home ownership gives a sense of freedom, security, and permanence. Americans dream of growing up, finding a home, and starting a family; they dream of owning their own piece of land and proudly knowing “it’s mine.” Millions of families want a nice home, a white … Continued

What is a Pre-Foreclosure in ?

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With millions of homes across the country going into foreclosure, it’s important for both buyers and mortgage holders to understand the process. So what is a pre-foreclosure in anyway? Many homeowners across America and are facing difficulties making their monthly mortgage payments. When a homeowner misses 3-6 months of mortgage payments, the lending institution will issue a … Continued

How to Avoid Foreclosure in

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While the housing market is rebounding, many people in ] are still struggling to make their mortgage payments. If you’re underwater on your home, or having trouble keeping up with your monthly mortgage payments, you could be fearful that your mortgage provider is going to foreclose. Thankfully, there are a number of things that you can do … Continued

How to find good investment property in

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Lots of investors are looking to get started, and as active real estate experts in North Carolina, we get asked to share our secrets quite a bit. Fortunately, we love to share 🙂 One of the biggest questions we get from local investors is ” How to find a good investment property in North Carolina?” With the … Continued

Why Rent When You Can Own in North Carolina?

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Why rent when you can own in North Carolina? Great question! If you’re looking for houses for rent you may want to consider your other options as a potential homeowner in the area. Most locals who are looking for homes to rent in are likely looking at renting as their only option because of things … Continued